Rate - total merchant services

No Setup Fee

No Application Fees

No Annual Fees

Retail Storefronts - Restaurants - Medical Practices - Dentists - Bar Lounges - Offices

Option 1	Option 2
Retail Bundled Rate Qualified Credit / Signature Debit Card : 1.51 % Mid Qualified: .92 % Non Qualified: 1.27% Transaction Fee : .18 cents Statement Fee : $ 5.00 Monthly Minimum : $ 25.00 Pin Based Debit: .18 cents (Saves % Money)	Retail Credit / Signature Debit Split Rate Signature Debit : 1.06% Qualified Credit Card : 1.61 % Mid Qualified: .92 % Non Qualified: 1.27% Transaction Fee : .18 cents Statement Fee : $ 5.00 Monthly Minimum : $ 25.00 Pin Based Debit: .18 cents (Saves % Money)

***Add an External Pinpad for $5.00 extra per month !***

Mobile Wireless Portable Handheld

Choose one of our two low rate option programs!

Option 1	Option 2
Wireless Bundled Rate Qualified Credit / Signature Debit Card : 1.51 % Mid Qualified: .92 % Non Qualified: 1.27% Transaction Fee : .23 cents Statement Fee : $ 10.00 Wireless Service Fee: $ 15.00 Monthly Minimum : $ 25.00 Pin Based Debit: .23 cents (Saves % Money)	Wireless Credit / Signature Debit Split Rate Signature Debit : 1.06% Qualified Credit Card : 1.61 % Mid Qualified: .92 % Non Qualified: 1.27% Transaction Fee : .23 cents Statement Fee : $ 10.00 Wireless Service Fee: $ 15.00 Monthly Minimum : $ 25.00 Pin Based Debit: .23 cents (Saves % Money)

Free Website Credit Card Processing - Shopping Cart Payment Gateway Software

Free Virtual Credit Card Terminal - Internet Based Secure Online Processing Software

Option 1	Option 2
Virtual Terminal - Website Bundled Rate Qualified Credit / Debit Card : 2.13 % Mid Qualified: .92 % Non Qualified: 1.27% Transaction Fee : .18 cents Statement Fee : $ 5.00 Monthly Minimum : $ 25.00 Gateway Fee: $ 10.00	Virtual Terminal - Website Credit / Debit Split Rate Debit Card : 1.66% Qualified Credit Card : 2.23 % Mid Qualified: .92 % Non Qualified: 1.27% Transaction Fee : .18 cents Statement Fee : $ 5.00 Monthly Minimum : $ 25.00 Gateway Fee: $ 10.00

Mail Order Telephone Order

Option 1	Option 2
Mail - Telephone Order Bundled Rate Qualified Credit / Debit Card : 2.13 % Mid Qualified: .92 % Non Qualified: 1.27% Transaction Fee : .18 cents Statement Fee : $ 5.00 Monthly Minimum : $ 25.00	Mail - Telephone Order Credit / Debit Split Rate Debit Card : 1.66% Qualified Credit Card : 2.23 % Mid Qualified: .92 % Non Qualified: 1.27% Transaction Fee : .18 cents Statement Fee : $ 5.00 Monthly Minimum : $ 25.00

* All programs consist of additional assessment fees on the percentage noted by each card type as followed :

0.0925%

0.0950%

** All programs consist of an additional access fee per transaction noted by each card type as followed :

$0.0195

: $0.0185

$0.0075

Important Note: We will automatically enroll you into our Merchant Advantage Program -- giving you even more savings and service right from the start. This is an "opt out" program. The first 3 months are free!

The benefits of the Merchant Advantage Program include:

Free overnight replacement of defective terminals.	Terminal paper receipt rolls.
Savings up to 25% on Fedex shipping and services.	Online Access to your account.

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